New Benefits with Chase Sapphire Reserve

I have had the Chase Sapphire Reserve (CSR) credit card from the time it was first offered back in 2016. I love the card and use it a lot but have not been very diligent in maximizing all its benefits. I recently sat down to figure out what the new benefits with Chase Sapphire Reserve […]

Credit and your Family: the Basics

At the very end of this series on the Basics of Credit, let’s talk about Credit as it relates to your family, particularly, the kids. Check out the previous topics, if have not done so, yet. Watch the video presentation right here. Or if you don’t want to hear me droning on, read below. When […]

Protecting Your Credit: The Basics (Part 2)

Here we continue with the second part of our series “Basics of protecting your credit”. In the first part of the series, we talked about some options to protect your credit, including Fraud Alert, Credit Freeze and DIY Credit Monitoring. Watch the video or read on below. Paid Credit Monitoring Services If these options do […]

Protecting Your Credit: The Basics (Part 1)

We continue our series on All About Credit with this important piece on protecting your credit, which again, we will divide into 2 parts. Let’s start with Part 1. The video presentation is below. Forms of Identity theft There are many forms of identity theft and almost all of them affect your finances in one […]

Contributors to Credit Score: The Basics (Part 2)

We continue here with the second part of Contributors to Credit Score- check out Part 1 here. We dealt with the two biggest contributors, namely, payment history and amounts owed in the first part of the presentation. Here we’ll talk about the rest. The video is right here, too. Length of Credit History It contributes […]

Contributors to Credit Score: The Basics (Part 1)

We are continuing our series on All About Credit. Check out the earlier posts on Credit Report: The Basics and the Credit Scores: the Basics, if you haven’t already. Today we’ll talk about the contributors to your Credit Score. I have divided this presentation into 2 parts to keep them short. Watch the video or […]

Credit Scores: The Basics

Your Credit Score is a numerical assessment of your credit worthiness. Put simply, a number that denotes what kind of risk you present as a borrower to a lender. It is based on information in your Credit Reports- reached at by a mathematical algorithm by the agency providing the score.

Credit Report: The Basics

Hi, this is my very first blog post on Physician Finance Basics. I am starting with a series of posts that is All About Credit. And the topic today is the Basics of Credit Report. I have the video presentation right here. For those who prefer to read than watch a video, it’s all here […]